Insert

This is an example of an insert edit. An insert edit places a clip in
the video and when that clip ends, the clip ends where the video left off. To do this, you place a clip any where you would like in the video and press the ctrl button while you do this. I decided to place the 2nd clip where I did because it made you see the big jump and see her expression after it.

The difference between an overlay and an insert is that when you use an overlay when you want to replace a certain part of the video and you use insert you use it when you just want to add a clip in without replacing any of the main video. You would use an overlay when you want to cut something out of themain video, while you'd use an insert edit when you just want to add something without replacing anything. In this case the overlay edit works better because there is alot of dead time in the video and you can use the overlay to shorten it and give it a better feel to the audience.